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Why Claim PPI?

There is evidence of PPI mis-selling through high pressure sales tactics and large incentives for staff which can encourage them to sell PPI when it is not in the best interests of the borrower.

In some cases financial services companies have not made it clear that PPI is optional and have automatically added the premiums to loan repayments. You may be paying for PPI at this very moment and not be aware of it.

The companies listed below, together with a number of other companies, have been fined by the FSA for the mis-selling of PPI policies:-

  • Alliance and Leicester fined £7 Million... read more
  • HFC Bank fined over £1 Million... read more
  • Liverpool Victoria fined £840,000... read more
  • Egg fined £721,000... read more
  • GE Capital Bank fined £610,000... read more
  • Loans.co.uk fined £455,000... read more
  • Capital One Bank fined £175,000... read more 

In essence all of these companies have left people paying for a product that is not needed.

Why waste your money? Let us claim it back!


But hurry - you must do this quickly as your claim is subject to legal time limits

Borrowers take out PPI policies in good faith, on the understanding that their loan repayments will be met should they suffer an accident, fall ill or become unemployed.

Of course, PPI can provide valuable protection for some people when sold correctly.

However, research conducted by consumer watchdogs and now the Financial Services Authority (FSA) has raised very serious concerns regarding sales practices across the whole industry. This suggests that lenders have yet again been putting profits ahead of the interests of the consumer.

85% of claims are rejected (CAB research) and many policyholders find themselves paying for expensive policies they cannot rely upon because:

  • Their needs have not been properly assessed.
  • They may be covered elsewhere.
  • They may have been sold policies which unknown to them provide only very limited cover.

In some instances the premiums payable under the policy add to their financial burden.

In other cases costly medical evidence is required at the client's expense prior to the submission of a claim on the policy.

Policyholders are buying PPI in the false belief that it will protect them.

Policyholders are not at fault. The fact is PPI is not the product it is often claimed to be. When sold inappropriately, these policies will never be fit for purpose.

For further information call us on 0800 280 2320

claim now
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Keypoint Legal Services is a division of Beresfords Solicitors LLP. Beresfords Solicitors LLP is a Limited Liability Partnership. Registered in England No. OC302444. Registered Office:
Quaypoint, Lakeside Boulevard, Doncaster, DN4 5PL, Tel: (01302) 329 655. Governed by the laws of England and Wales. Regulated by the Solicitors Regulation Authority (No. 368545). VAT No. (464216162)
Designated Members: Esta Beresford LL.B. Simon McMillan LL.B. This Practice does not accept service by email.