Bank Charges
Keypoint Claims is part of one of the UK's leading claimant law firms and have already claimed thousands of pounds in compensation over the last few years for our clients. Following the ruling of the Supreme Court in November last year the Office of Fair Trading has decided not to continue attempts to reclaim bank charges on behalf of consumers.
Nonetheless, we have had some success in recovering bank charges since the Supreme Court ruling. We may still be able to pursue your claim if you incurred charges within the last 6 years if any of the following circumstances apply to you.
- You have had a substantial drop in income. You lost your job, you started a lower paid job, you started full time education, you suffered bereavement in your immediate family, you had to take parental or carers leave, you or your partner went to prison.
- Disability or illness
- Living off credit. You are living off credit and regularly need to increase your credit limit or you are using cash withdrawals from credit cards in order ro make ends meet.
- You frequently go over your overdraft limit.
- The charges are disproportionate. If you slipped over your limit by a pound or so but you were charges £35 for doing so.
- You are/were stuck in a cycle of charges and you cannot get out.
- The bank charges have eaten in to your income and made your financial situation worse.
- You can't pay for necessities or you can't pay your debts.
Please note the above list is not exhaustive.
If you have been affected by any of these circumstances and believe they have contributed to the amount of bank charges you have incurred then please contact us today online or call free on 0800 280 2320, so that we can look at whether we can take a claim forward.
About us | Claims process | Fees | Why Keypoint? | FAQs
